Baid Finserv Limited
NSE: BAIDFINMarket Closed • NSE
Day range
52 week range
Baid Finserv Limited closed at INR9.89 (-1.1%) on volume 1.93x its 20-day average, trading 23.81% below its 52-week high.
2026-Q1
Q1 FY2026 Financial Results
PAT moved -65.1% QoQ
2026-09-16
DIVIDEND Announced
Dividend - Re 0.10 Per Share
2025-11-17
RIGHTS Announced
Rights 1:4 @ Premium Rs 8/-
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
Attractive Valuation: P/E of 9.2x trades below sector historical averages
Risks
Subject to cyclical raw material and macro industry pressures
Bull case
Market Leadership: Established operational scale in Credit Services.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Ownership distribution
Category trends
Hover over a period for exact holdings
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 16 Sept 2026 | Dividend | ₹0.10 / share | — | 16 Sept 2026 |
| 17 Nov 2025 | Rights issue | Rights 1:4 @ Premium Rs 8/- | — | 17 Nov 2025 |
| 05 Sept 2025 | Dividend | ₹0.10 / share | — | 04 Sept 2025 |
| — | Annual General Meeting | Annual General Meeting | — | 09 Jul 2024 |
| 09 Jul 2024 | Dividend | ₹0.10 / share | — | 09 Jul 2024 |
| 31 Aug 2023 | Dividend | ₹0.10 / share | — | 31 Aug 2023 |
| — | Annual General Meeting | Annual General Meeting | — | 31 Aug 2023 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹11.24L | 15.93 | 1.79% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹10.03L | 18.06 | 0.86% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.89L | 10.32 | 1.81% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹6.11L | 29.36 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹5.03L | 8.37 | 2.54% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.45L | 21.93 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹4.02L | 14.51 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.77L | 27.45 | 0.08% | ₹42,036.90 | — | +39.05% | — |
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.[1]
IndiaFinancial Services
Is Baid Finserv Limited Shariah compliant?
Baid Finserv Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (178.02%) exceeds AAOIFI threshold (≤ 33%).
What is Baid Finserv Limited's current valuation relative to peers?
Baid Finserv Limited trades at a P/E of 9.2x compared to the sector median of 16.5x, and a Price-to-Book of 0.7x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of 1.23x. Interest coverage is comfortable.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at steady rates while net profit growth averaged consistent levels.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.