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CANARA HSBC LIFE INS CO L

CANARA HSBC LIFE INS CO L

NSE: CANHLIFE
Insurance - LifeFinancial ServicesMID CAPMCap ₹12.35k Cr
₹130.37₹-4.36 (-3.24%)

Market Closed • NSE

Market cap₹12.35k Cr
Enterprise value₹12.86k Cr
P/E TTM92.46
Forward P/E68.62
P/B7.61
EPS TTM₹1.41
Forward EPS₹1.90
ROE0.08%
ROA0.00%
D/E0.15
Dividend yield0.00%
52W high₹166.69
52W low₹106.00
Price chart(1Y)
1Y Return:-5.99% (₹8.31)
H: ₹166.69L: ₹128.6
1W-4.50%
1M-16.09%
3M-15.68%
6M-10.97%
1Y+17.01%
Today at a glance

Day range

₹128.60₹134.67

52 week range

₹106.00₹166.69
Volume3.25M2.71x 20D avg
Free float50.00%+171.20% volume

CANARA HSBC LIFE INS CO L closed at INR130.37 (-3.24%) on volume 2.71x its 20-day average, trading 21.79% below its 52-week high.

Technical analysis
RSI (14)22.7Oversold
MACDBEARISHBearish (Below signal)
ATR (14)₹5.97High
SMA 20₹144.66BEARISH
SMA 50₹149.37BEARISH
SMA 100₹146.27BEARISH
SMA 200₹145.38BEARISH
CPR bottom₹134.99
Pivot₹134.90
CPR top₹134.81
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved -19% QoQ

2026-08-14

DIVIDEND Announced

Dividend - Re 0.40 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL4/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹250.0 Cr₹12.35k Cr2.02%≤ 33%PASS
Non-halal income ratio–₹11.60k Cr0.00%≤ 5%PASS
Illiquid assets ratio₹47.44k Cr₹48.06k Cr98.72%≥ 20%PASS
Receivables ratio–₹48.06k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E92.4616.50
Forward P/E68.62—
P/B7.611.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield1.106.10
Growth & profitability
RevenuePAT
FY25PAT margin 1.10%
FY26PAT margin 1.10%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y—
Revenue CAGR 5Y—
PAT CAGR 3Y+2.70%
PAT CAGR 5Y—
Operating margin1.89%
Net margin1.07%
Financial health & cash flow
Net debt–Moderate
Interest coverage—xEBIT / interest
CFO / PAT—x3Y average
Net debt / EBITDA—Leverage
Operating cash flow–
Capital expenditure–
Free cash flow₹3.52k Cr
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall55/100
Valuation35/100
Profitability50/100
Financial health80/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Low Debt Profile: Debt-to-Equity is comfortable at 0.15x

Risks

Stretched Valuation: Trading at a high P/E multiple of 92.5x

Bull case

Market Leadership: Established operational scale in Insurance - Life.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

70%47%23%0%Dec 2025
35.46%Institutional holding
2.28%Public holding
1Periods available
0.00%Promoter pledged
85.55KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
14 Aug 2026Dividend₹0.40 / share—14 Aug 2026
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)46.61%+9.86% latest vs average
Highest delivery59.99%on 18 Sept
Average volume (20D)1.20MTrading-session average
Conviction trendStrengthening+9.86% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About CANARA HSBC LIFE INS CO L
CANARA HSBC LIFE INS CO L

Canara HSBC Life Insurance is an Indian life insurance company, headquartered in Gurugram. In 2008, Canara HSBC Life Insurance was a JV between Canara Bank (51%), HSBC Insurance (Asia Pacific) Holdings Limited (26%) and PNB (23%). In 2022, the company renamed itself as Canara HSBC Life Insurance after the exit of its third partner, PNB.[1]

IndiaFinancial Services

Questions investors ask
Is CANARA HSBC LIFE INS CO L Shariah compliant?

CANARA HSBC LIFE INS CO L is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (2.02%) complies with AAOIFI threshold (≤ 33%).

What is CANARA HSBC LIFE INS CO L's current valuation relative to peers?

CANARA HSBC LIFE INS CO L trades at a P/E of 92.5x compared to the sector median of 16.5x, and a Price-to-Book of 7.6x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 0.15x. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged consistent levels.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.