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GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
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Capital Small Finance Bank Limited

Capital Small Finance Bank Limited

NSE: CAPITALSFB
Banks - RegionalFinancial ServicesSMALL CAPMCap ₹1.24k Cr
₹273.35₹1.60 (+0.59%)

Market Closed • NSE

Market cap₹1.24k Cr
Enterprise value₹1.54k Cr
P/E TTM8.26
Forward P/E5.31
P/B0.83
EPS TTM₹33.10
Forward EPS₹51.47
ROE0.11%
ROA0.01%
Dividend yield0.02%
52W high₹323.70
52W low₹206.55
Price chart(1Y)
1Y Return:-1.65% (₹4.60)
H: ₹307L: ₹262.25
1W+0.18%
1M-2.34%
3M-10.45%
6M+6.45%
1Y+0.02%
Today at a glance

Day range

₹267.30₹275.85

52 week range

₹206.55₹323.70
Volume16.2K0.42x 20D avg
Free float50.00%-57.80% volume

Capital Small Finance Bank Limited closed at INR273.35 (+0.59%) on volume 0.42x its 20-day average, trading 15.55% below its 52-week high.

Technical analysis
RSI (14)46.8Neutral (30–70)
MACDBEARISHBearish (Below signal)
ATR (14)₹9.82High
SMA 20₹276.61BEARISH
SMA 50₹280.87BEARISH
SMA 100₹284.20BEARISH
SMA 200₹272.28BULLISH
CPR bottom₹271.68
Pivot₹271.70
CPR top₹271.72
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +3% QoQ

2026-06-18

DIVIDEND Announced

Dividend - Rs 5 Per Share

2025-07-25

DIVIDEND Announced

Dividend - Rs 4 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL2/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹499.4 Cr₹1.24k Cr40.16%≤ 33%FAIL
Non-halal income ratio₹1.05k Cr₹559.7 Cr187.36%≤ 5%FAIL
Illiquid assets ratio₹10.74k Cr₹12.14k Cr88.45%≥ 20%PASS
Receivables ratio–₹12.14k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E8.2616.50
Forward P/E5.31—
P/B0.831.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield12.106.10
Growth & profitability
RevenuePAT
FY24PAT margin 27.00%
FY25PAT margin 26.50%
FY26PAT margin 25.30%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+4.10%
Revenue CAGR 5Y+6.30%
PAT CAGR 3Y+2.40%
PAT CAGR 5Y+4.90%
Operating margin36.60%
Net margin29.32%
Financial health & cash flow
Net debt–Moderate
Interest coverage0.00xEBIT / interest
CFO / PAT-0.39x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-38509.2 Lakh
Capital expenditure–
Free cash flow₹-41247.1 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall58/100
Valuation75/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 8.3x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Banks - Regional.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2024

Ownership distribution

Dec 2024Latest holding

Category trends

Hover over a period for exact holdings

60%40%20%0%Sept 2024Dec 2024
28.07%Institutional holding
53.65%Public holding
2Periods available
0.00%Promoter pledged
63.83KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
18 Jun 2026Dividend₹5.00 / share—18 Jun 2026
25 Jul 2025Dividend₹4.00 / share—25 Jul 2025
—Dividend₹1.20 / share—16 Aug 2024
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)62.07%+20.55% latest vs average
Highest delivery82.62%on 16 Oct
Average volume (20D)38.5KTrading-session average
Conviction trendStrengthening+20.55% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About Capital Small Finance Bank Limited
Capital Small Finance Bank Limited

Incorporated in 1999, Capital Small Finance Bank Ltd is India's first Small Finance Bank[1]

IndiaFinancial Services

Questions investors ask
Is Capital Small Finance Bank Limited Shariah compliant?

Capital Small Finance Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (40.16%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (187.36%) exceeds 5% threshold.

What is Capital Small Finance Bank Limited's current valuation relative to peers?

Capital Small Finance Bank Limited trades at a P/E of 8.3x compared to the sector median of 16.5x, and a Price-to-Book of 0.8x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 6.3% while net profit growth averaged 4.9%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.