Pulse
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
CSB Bank Limited

CSB Bank Limited

NSE: CSBBANK
Banks - RegionalFinancial ServicesSMALL CAPMCap ₹5.25k Cr
₹308.90₹-2.15 (-0.69%)

Market Closed • NSE

Market cap₹5.25k Cr
Enterprise value₹8.45k Cr
P/E TTM8.06
Forward P/E5.49
P/B1.09
EPS TTM₹38.31
Forward EPS₹56.27
Dividend yield0.00%
52W high₹574.40
52W low₹295.00
Price chart(1Y)
1Y Return:-15.68% (₹57.45)
H: ₹377.95L: ₹295
1W+1.20%
1M-5.92%
3M-16.51%
6M-19.71%
1Y-21.26%
Today at a glance

Day range

₹306.10₹314.30

52 week range

₹295.00₹574.40
Volume420.7K0.97x 20D avg
Free float50.00%-2.70% volume

CSB Bank Limited closed at INR308.90 (-0.69%) on volume 0.97x its 20-day average, trading 46.22% below its 52-week high.

Technical analysis
RSI (14)44.9Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹11.49High
SMA 20₹317.07BEARISH
SMA 50₹321.12BEARISH
SMA 100₹336.01BEARISH
SMA 200₹369.87BEARISH
CPR bottom₹321.32
Pivot₹317.90
CPR top₹314.48
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved -25.6% QoQ

2024-08-16

AGM Announced

Annual General Meeting

2023-08-01

AGM Announced

Annual General Meeting

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL2/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹7.15k Cr₹5.25k Cr136.29%≤ 33%FAIL
Non-halal income ratio₹4.51k Cr₹2.90k Cr155.52%≤ 5%FAIL
Illiquid assets ratio₹53.63k Cr₹57.73k Cr92.90%≥ 20%PASS
Receivables ratio–₹57.73k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E8.0616.50
Forward P/E5.49—
P/B1.091.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield12.406.10
Growth & profitability
RevenuePAT
FY24PAT margin 27.50%
FY25PAT margin 24.30%
FY26PAT margin 21.90%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+25.20%
Revenue CAGR 5Y+7.00%
PAT CAGR 3Y+2.20%
PAT CAGR 5Y+2.20%
Operating margin30.64%
Net margin24.10%
Financial health & cash flow
Net debt₹3.06k CrModerate
Interest coverage0.00xEBIT / interest
CFO / PAT-4.54x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-31365.0 Lakh
Capital expenditure–
Free cash flow₹-50502.0 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall58/100
Valuation75/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 8.1x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Banks - Regional.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
—Annual General MeetingAnnual General Meeting—16 Aug 2024
—Annual General MeetingAnnual General Meeting—01 Aug 2023
—Annual General MeetingAnnual General Meeting—19 Sept 2022
—Annual General MeetingAnnual General Meeting—04 Aug 2021
—Annual General MeetingAnnual General Meeting—10 Jul 2020
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)44.94%+0.79% latest vs average
Highest delivery56.40%on 14 Oct
Average volume (20D)432.4KTrading-session average
Conviction trendStrengthening+0.79% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About CSB Bank Limited
CSB Bank Limited

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products; insurance products, such as life, health, and general insurances, as well as social security schemes; personal, gold, vehicle, home, small business, agriculture, and educational loans, as well as MFI Loans, two-wheeler loans, and healthcare finance; loan against securities and property; doorstep banking services, such as cash pickup and cash delivery, and cheque pickup and reconciliation; and corporate internet banking. The company also provides investment services, such as e-trade and sovereign gold bond; credit and debit cards; digital access and value added services; NRI banking services including NRO, NRE, FCNR, and RFC accounts; and forex services, including outward remittance, foreign currency cash, and integrated treasury services, as well as Agri-banking and financial inclusion services. In addition, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle and consumption loans, bill discounting, trade and bill finance, cash management, and bank guarantee; ATMs and CDMs; internet, mobile, and WhatsApp banking; and locker facilities. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.

IndiaFinancial Services

Questions investors ask
Is CSB Bank Limited Shariah compliant?

CSB Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (136.29%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (155.52%) exceeds 5% threshold.

What is CSB Bank Limited's current valuation relative to peers?

CSB Bank Limited trades at a P/E of 8.1x compared to the sector median of 16.5x, and a Price-to-Book of 1.1x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 7% while net profit growth averaged 2.2%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.