City Union Bank Limited
NSE: CUBMarket Closed • NSE
Day range
52 week range
City Union Bank Limited closed at INR227.38 (+1.5%) on volume 0.43x its 20-day average, trading 8.63% below its 52-week high.
2026-Q2
Q2 FY2026 Financial Results
PAT moved +6.4% QoQ
2026-07-31
DIVIDEND Announced
Dividend - Rs 2 Per Share
2026-06-12
BONUS Announced
Bonus 1:3
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
Attractive Valuation: P/E of 16.1x trades below sector historical averages
Risks
Subject to cyclical raw material and macro industry pressures
Bull case
Market Leadership: Established operational scale in Banks - Regional.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 31 Jul 2026 | Dividend | ₹2.00 / share | — | 31 Jul 2026 |
| 12 Jun 2026 | Bonus issue | 1:3 bonus ratio | — | 12 Jun 2026 |
| 01 Aug 2025 | Dividend | ₹2.00 / share | — | 01 Aug 2025 |
| 09 Aug 2024 | Dividend | ₹1.50 / share | — | 09 Aug 2024 |
| 11 Aug 2023 | Dividend | ₹1.00 / share | — | 11 Aug 2023 |
| 11 Aug 2022 | Dividend | ₹1.00 / share | — | 10 Aug 2022 |
| 12 Aug 2021 | Dividend | ₹0.20 / share | — | 11 Aug 2021 |
| 07 Jun 2021 | Dividend | ₹0.30 / share | — | 04 Jun 2021 |
| 27 Mar 2020 | Dividend | ₹0.50 / share | — | 26 Mar 2020 |
| — | Dividend | ₹0.50 / share | — | 20 Aug 2019 |
| — | Dividend | ₹0.30 / share | — | 23 Aug 2018 |
| 11 Jul 2018 | Bonus issue | 1:10 bonus ratio | — | 10 Jul 2018 |
| — | Dividend | ₹0.30 / share | — | 14 Aug 2017 |
| 15 Jul 2017 | Bonus issue | 1:10 bonus ratio | — | 13 Jul 2017 |
| — | Dividend | ₹0.20 / share | — | 11 Aug 2016 |
| 21 Mar 2016 | Dividend | ₹1.00 / share | — | 18 Mar 2016 |
| — | Dividend | ₹1.10 / share | — | 14 Aug 2015 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹11.24L | 15.93 | 1.79% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹10.03L | 18.06 | 0.86% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.89L | 10.32 | 1.81% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹6.11L | 29.36 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹5.03L | 8.37 | 2.54% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.45L | 21.93 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹4.02L | 14.51 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.77L | 27.45 | 0.08% | ₹42,036.90 | — | +39.05% | — |
City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and TAX payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and support services, such as safe deposit locker facilities, value added, 24/7 customer care, and account aggregator. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.
IndiaFinancial Services
Is City Union Bank Limited Shariah compliant?
City Union Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (23.64%) complies with AAOIFI threshold (≤ 33%). Non-permissible interest income (177.57%) exceeds 5% threshold.
What is City Union Bank Limited's current valuation relative to peers?
City Union Bank Limited trades at a P/E of 16.1x compared to the sector median of 16.5x, and a Price-to-Book of 2.1x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at 6.2% while net profit growth averaged 5.5%.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.