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GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
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The Federal Bank Limited

The Federal Bank Limited

NSE: FEDERALBNK
Banks - RegionalFinancial ServicesLARGE CAPMCap ₹83.50k Cr
₹338.00₹3.00 (+0.90%)

Market Closed • NSE

Market cap₹83.50k Cr
Enterprise value₹90.04k Cr
P/E TTM18.08
Forward P/E12.00
P/B2.08
EPS TTM₹18.69
Forward EPS₹28.16
ROCE6.39%
Dividend yield0.00%
Face value₹2.00
52W high₹371.70
52W low₹211.52
Price chart(1Y)
1Y Return:+7.06% (+₹22.30)
H: ₹371.7L: ₹311.15
1W+2.99%
1M+1.58%
3M-5.07%
6M+14.42%
1Y+59.15%
Today at a glance

Day range

₹328.00₹344.80

52 week range

₹211.52₹371.70
Volume28.53M3.59x 20D avg
Free float50.00%+259.30% volume

The Federal Bank Limited closed at INR338.00 (+0.9%) on volume 3.59x its 20-day average, trading 9.07% below its 52-week high.

Technical analysis
RSI (14)56.5Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹8.11Moderate
SMA 20₹326.89BULLISH
SMA 50₹340.49BEARISH
SMA 100₹335.29BULLISH
SMA 200₹308.00BULLISH
CPR bottom₹333.00
Pivot₹333.67
CPR top₹334.33
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved -6.5% QoQ

2026-08-14

DIVIDEND Announced

Dividend - Rs 1.20 Per Share

2025-08-22

DIVIDEND Announced

Dividend - Rs 1.20 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL2/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹33.19k Cr₹83.50k Cr39.75%≤ 33%FAIL
Non-halal income ratio₹29.67k Cr₹16.50k Cr179.83%≤ 5%FAIL
Illiquid assets ratio₹375.18k Cr₹402.08k Cr93.31%≥ 20%PASS
Receivables ratio–₹402.08k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E18.0816.50
Forward P/E12.00—
P/B2.081.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield5.506.10
Growth & profitability
RevenuePAT
FY25PAT margin 28.90%
FY26PAT margin 26.30%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+7.50%
Revenue CAGR 5Y+2.80%
PAT CAGR 3Y+2.40%
PAT CAGR 5Y+0.90%
Operating margin42.96%
Net margin30.72%
Financial health & cash flow
Net debt₹6.30k CrModerate
Interest coverage0.00xEBIT / interest
CFO / PAT0.98x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹4.35k Cr
Capital expenditure–
Free cash flow₹4.04k Cr
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall53/100
Valuation60/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 18.1x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Banks - Regional.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

60%40%20%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
76.44%Institutional holding
23.56%Public holding
5Periods available
0.00%Promoter pledged
8.22LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
14 Aug 2026Dividend₹1.20 / share—14 Aug 2026
22 Aug 2025Dividend₹1.20 / share—22 Aug 2025
—Dividend₹1.20 / share—23 Aug 2024
—Dividend₹1.00 / share—11 Aug 2023
—Dividend₹1.80 / share—19 Jul 2022
—Dividend₹0.70 / share—01 Jul 2021
—Annual General MeetingAnnual General Meeting—09 Jul 2020
—Dividend₹1.40 / share—17 Jul 2019
—Dividend₹1.00 / share—02 Aug 2018
—Dividend₹0.90 / share—03 Jul 2017
—Dividend₹0.70 / share—29 Jul 2016
09 Jul 2015Bonus issue1:1 bonus ratio—08 Jul 2015
—Dividend₹2.20 / share—28 May 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)55.66%-26.77% latest vs average
Highest delivery66.03%on 30 Sept
Average volume (20D)7.94MTrading-session average
Conviction trendWeakening-26.77% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About The Federal Bank Limited
The Federal Bank Limited

The Federal Bank Limited (‘the Bank’) was incorporated in 1931 as Travancore Federal Bank Limited. It provides retail and corporate banking, para banking activities such as debit card, third party product distribution etc., treasury and foreign exchange business.[1].It is the second-largest bank and the largest private sector bank in Kerala[2]

IndiaFinancial Services

Questions investors ask
Is The Federal Bank Limited Shariah compliant?

The Federal Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (39.75%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (179.83%) exceeds 5% threshold.

What is The Federal Bank Limited's current valuation relative to peers?

The Federal Bank Limited trades at a P/E of 18.1x compared to the sector median of 16.5x, and a Price-to-Book of 2.1x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 2.8% while net profit growth averaged 0.9%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.