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ICICI Lombard General Insurance Company Limited

ICICI Lombard General Insurance Company Limited

NSE: ICICIGI
Insurance - DiversifiedFinancial ServicesLARGE CAPMCap ₹83.95k Cr
₹1,680.10₹-11.40 (-0.67%)

Market Closed • NSE

Market cap₹83.95k Cr
Enterprise value₹84.40k Cr
P/E TTM33.00
Forward P/E24.54
P/B4.02
EPS TTM₹50.91
Forward EPS₹68.47
ROCE21.90%
ROE0.14%
ROA0.03%
Dividend yield0.01%
Face value₹10.00
52W high₹2,064.90
52W low₹1,423.10
Price chart(1Y)
1Y Return:-0.92% (₹15.60)
H: ₹1,893.5L: ₹1,423.1
1W+0.36%
1M+13.01%
3M+3.45%
6M-7.17%
1Y-16.04%
Today at a glance

Day range

₹1,660.20₹1,703.10

52 week range

₹1,423.10₹2,064.90
Volume1.55M1.29x 20D avg
Free float50.00%+28.80% volume

ICICI Lombard General Insurance Company Limited closed at INR1680.10 (-0.67%) on volume 1.29x its 20-day average, trading 18.64% below its 52-week high.

Technical analysis
RSI (14)62.0Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹49.39Moderate
SMA 20₹1,591.97BULLISH
SMA 50₹1,572.96BULLISH
SMA 100₹1,654.60BULLISH
SMA 200₹1,749.46BEARISH
CPR bottom₹1,734.65
Pivot₹1,720.27
CPR top₹1,705.88
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved -26.3% QoQ

2026-05-29

DIVIDEND Announced

Dividend - Rs 7 Per Share

2025-10-23

DIVIDEND Announced

Interim Dividend - Rs 6.50 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL2/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio–₹83.95k Cr—≤ 33%PENDING_DATA
Non-halal income ratio₹3.70k Cr₹28.14k Cr13.14%≤ 5%FAIL
Illiquid assets ratio₹75.12k Cr₹76.11k Cr98.70%≥ 20%PASS
Receivables ratio–₹76.11k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E33.0016.50
Forward P/E24.54—
P/B4.021.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield3.006.10
Growth & profitability
RevenuePAT
FY25PAT margin 10.10%
FY26PAT margin 9.90%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+7.10%
Revenue CAGR 5Y+2.50%
PAT CAGR 3Y+3.40%
PAT CAGR 5Y+2.00%
Operating margin14.82%
Net margin8.81%
Financial health & cash flow
Net debt–Moderate
Interest coverage0.00xEBIT / interest
CFO / PAT0.95x3Y average
Net debt / EBITDA—Leverage
Operating cash flow–
Capital expenditure–
Free cash flow₹2.38k Cr
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall60/100
Valuation50/100
Profitability80/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Strong Capital Efficiency: ROCE stands at 21.9%

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Insurance - Diversified.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

60%40%20%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
42.09%Institutional holding
6.57%Public holding
5Periods available
0.00%Promoter pledged
2.3LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
29 May 2026Dividend₹7.00 / share—29 May 2026
23 Oct 2025Dividend₹6.50 / share—23 Oct 2025
06 Jun 2025Dividend₹7.00 / share—06 Jun 2025
28 Oct 2024Dividend₹5.50 / share—28 Oct 2024
07 Jun 2024Dividend₹6.00 / share—07 Jun 2024
27 Oct 2023Dividend₹5.00 / share—27 Oct 2023
12 Jun 2023Dividend₹5.50 / share—12 Jun 2023
28 Oct 2022Dividend₹4.50 / share—27 Oct 2022
29 Jul 2022Dividend₹5.00 / share—28 Jul 2022
01 Nov 2021Dividend₹4.00 / share—29 Oct 2021
03 Aug 2021Dividend₹4.00 / share—02 Aug 2021
19 Mar 2021Dividend₹4.00 / share—18 Mar 2021
01 Nov 2019Dividend₹3.50 / share—31 Oct 2019
—Dividend₹3.50 / share—19 Jun 2019
30 Oct 2018Dividend₹2.50 / share—29 Oct 2018
—Dividend₹2.50 / share—04 Jul 2018
27 Oct 2017Dividend₹0.75 / share—26 Oct 2017
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)55.80%+7.23% latest vs average
Highest delivery80.86%on 23 Sept
Average volume (20D)1.20MTrading-session average
Conviction trendStrengthening+7.23% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About ICICI Lombard General Insurance Company Limited
ICICI Lombard General Insurance Company Limited

ICICI Lombard General Insurance Co. Ltd is one of the leading and established private sector general insurance companies in India. It offers a well-diversified range of products and risk management solutions through multiple distribution channels.[1]

IndiaFinancial Services

Questions investors ask
Is ICICI Lombard General Insurance Company Limited Shariah compliant?

ICICI Lombard General Insurance Company Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Interest-bearing debt or Market Cap data unavailable for ratio screening. Non-permissible interest income (13.14%) exceeds 5% threshold.

What is ICICI Lombard General Insurance Company Limited's current valuation relative to peers?

ICICI Lombard General Insurance Company Limited trades at a P/E of 33.0x compared to the sector median of 16.5x, and a Price-to-Book of 4.0x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 2.5% while net profit growth averaged 2%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.