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GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
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IFCI Limited

IFCI Limited

NSE: IFCI
Credit ServicesFinancial ServicesMID CAPMCap ₹18.05k Cr
₹66.99₹-1.30 (-1.90%)

Market Closed • NSE

Market cap₹18.05k Cr
Enterprise value₹22.06k Cr
P/E TTM104.67
Forward P/E19.03
P/B1.98
EPS TTM₹0.64
Forward EPS₹3.52
ROCE4.90%
D/E0.23
Dividend yield0.00%
Face value₹10.00
52W high₹107.50
52W low₹46.23
Price chart(1Y)
1Y Return:-20.79% (₹17.58)
H: ₹107.5L: ₹63.3
1W-5.38%
1M-13.10%
3M-8.07%
6M+9.69%
1Y+22.65%
Today at a glance

Day range

₹66.54₹68.25

52 week range

₹46.23₹107.50
Volume12.57M0.24x 20D avg
Free float50.00%-76.30% volume

IFCI Limited closed at INR66.99 (-1.9%) on volume 0.24x its 20-day average, trading 37.68% below its 52-week high.

Technical analysis
RSI (14)39.3Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹3.59High
SMA 20₹70.22BEARISH
SMA 50₹78.45BEARISH
SMA 100₹77.38BEARISH
SMA 200₹67.75BEARISH
CPR bottom₹68.94
Pivot₹68.73
CPR top₹68.51
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +76.5% QoQ

2024-09-19

AGM Announced

Annual General Meeting

2023-12-13

AGM Announced

Annual General Meeting

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹3.52k Cr₹18.05k Cr19.52%≤ 33%PASS
Non-halal income ratio₹460.4 Cr₹1.61k Cr28.63%≤ 5%FAIL
Illiquid assets ratio₹19.47k Cr₹26.57k Cr73.27%≥ 20%PASS
Receivables ratio–₹26.57k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E104.6716.50
Forward P/E19.03—
P/B1.981.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield1.006.10
Growth & profitability
RevenuePAT
FY24PAT margin 7.20%
FY25PAT margin 12.00%
FY26PAT margin 11.30%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y—
Revenue CAGR 5Y+2.20%
PAT CAGR 3Y-19.70%
PAT CAGR 5Y+11.80%
Operating margin24.12%
Net margin12.70%
Financial health & cash flow
Net debt–Moderate
Interest coverage0.00xEBIT / interest
CFO / PAT-0.54x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹279.7 Cr
Capital expenditure–
Free cash flow₹220.7 Cr
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall55/100
Valuation35/100
Profitability50/100
Financial health80/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Low Debt Profile: Debt-to-Equity is comfortable at 0.23x

Risks

Stretched Valuation: Trading at a high P/E multiple of 104.7x

Bull case

Market Leadership: Established operational scale in Credit Services.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

80%53%27%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
4.29%Institutional holding
20.90%Public holding
5Periods available
0.00%Promoter pledged
9.66LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
—Annual General MeetingAnnual General Meeting—19 Sept 2024
—Annual General MeetingAnnual General Meeting—13 Dec 2023
—Annual General MeetingAnnual General Meeting—14 Dec 2022
—Annual General MeetingAnnual General Meeting—09 Dec 2021
—Annual General MeetingAnnual General Meeting—14 Dec 2020
—Annual General MeetingAnnual General Meeting—22 Oct 2019
—Annual General MeetingAnnual General Meeting—19 Sept 2018
—Annual General MeetingAnnual General Meeting—18 Oct 2017
—Annual General MeetingAnnual General Meeting—20 Sept 2016
20 Feb 2016Dividend₹0.10 / share—17 Feb 2016
—Dividend₹0.50 / share—11 Sept 2015
03 Mar 2015Dividend₹1.00 / share—02 Mar 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)16.95%+10.03% latest vs average
Highest delivery26.98%on 16 Oct
Average volume (20D)52.91MTrading-session average
Conviction trendStrengthening+10.03% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About IFCI Limited
IFCI Limited

IFCI, previously known as Industrial Finance Corporation of India, is an Indian Government owned non banking finance company established to cater to the long-term finance needs of the industrial sector. [1]

IndiaFinancial Services

Questions investors ask
Is IFCI Limited Shariah compliant?

IFCI Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (19.52%) complies with AAOIFI threshold (≤ 33%). Non-permissible interest income (28.63%) exceeds 5% threshold.

What is IFCI Limited's current valuation relative to peers?

IFCI Limited trades at a P/E of 104.7x compared to the sector median of 16.5x, and a Price-to-Book of 2.0x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 0.23x. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 2.2% while net profit growth averaged 11.8%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.