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The Karur Vysya Bank Limited

The Karur Vysya Bank Limited

NSE: KARURVYSYA
Banks - RegionalFinancial ServicesLARGE CAPMCap ₹34.38k Cr
₹355.65₹10.00 (+2.89%)

Market Closed • NSE

Market cap₹34.38k Cr
Enterprise value₹28.07k Cr
P/E TTM11.63
Forward P/E10.44
P/B2.23
EPS TTM₹30.59
Forward EPS₹34.08
ROE0.21%
ROA0.02%
Dividend yield0.01%
52W high₹365.90
52W low₹225.01
Price chart(1Y)
1Y Return:+23.08% (+₹66.70)
H: ₹365.9L: ₹277.75
1W+3.90%
1M+7.29%
3M+4.51%
6M+19.75%
1Y+56.41%
Today at a glance

Day range

₹346.15₹365.90

52 week range

₹225.01₹365.90
Volume17.94M5.46x 20D avg
Free float50.00%+445.80% volume

The Karur Vysya Bank Limited closed at INR355.65 (+2.89%) on volume 5.46x its 20-day average, trading 2.8% below its 52-week high.

Technical analysis
RSI (14)67.0Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹10.65Moderate
SMA 20₹331.37BULLISH
SMA 50₹335.84BULLISH
SMA 100₹320.87BULLISH
SMA 200₹306.75BULLISH
CPR bottom₹342.60
Pivot₹343.62
CPR top₹344.63
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +4.2% QoQ

2026-07-24

DIVIDEND Announced

Dividend - Rs 2.60 Per Share

2025-08-26

BONUS Announced

Bonus 1:5

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹2.62k Cr₹34.38k Cr7.63%≤ 33%PASS
Non-halal income ratio₹11.07k Cr₹7.02k Cr157.69%≤ 5%FAIL
Illiquid assets ratio₹131.30k Cr₹136.60k Cr96.12%≥ 20%PASS
Receivables ratio–₹136.60k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E11.6316.50
Forward P/E10.44—
P/B2.231.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield8.606.10
Growth & profitability
RevenuePAT
FY24PAT margin 32.30%
FY25PAT margin 31.90%
FY26PAT margin 35.70%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+18.10%
Revenue CAGR 5Y+7.20%
PAT CAGR 3Y+8.90%
PAT CAGR 5Y+9.40%
Operating margin57.55%
Net margin42.51%
Financial health & cash flow
Net debt–Moderate
Interest coverage0.00xEBIT / interest
CFO / PAT0.88x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-55396.0 Lakh
Capital expenditure–
Free cash flow₹-70609.0 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall58/100
Valuation75/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 11.6x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Banks - Regional.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

60%40%20%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
53.99%Institutional holding
43.88%Public holding
5Periods available
0.00%Promoter pledged
2.61LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
24 Jul 2026Dividend₹2.60 / share—24 Jul 2026
26 Aug 2025Bonus issue1:5 bonus ratio—26 Aug 2025
07 Aug 2025Dividend₹2.60 / share—07 Aug 2025
—Dividend₹2.40 / share—01 Aug 2024
—Dividend₹2.00 / share—07 Aug 2023
—Dividend₹1.60 / share—19 Jul 2022
—Dividend₹0.50 / share—23 Jul 2021
—Annual General MeetingAnnual General Meeting—15 Sept 2020
—Dividend₹0.60 / share—10 Jul 2019
18 Aug 2018Bonus issue1:10 bonus ratio—14 Aug 2018
—Dividend₹0.60 / share—11 Jul 2018
13 Oct 2017Rights issueRights 1:6 @ Premium Rs 74/-—12 Oct 2017
—Dividend₹2.60 / share—12 Jul 2017
18 Nov 2016Fv Splt Frm Rs 10 To Rs 2Fv Splt Frm Rs 10 To Rs 2—17 Nov 2016
—Dividend₹4.00 / share—12 Jul 2016
22 Mar 2016Dividend₹10.00 / share—21 Mar 2016
—Dividend₹13.00 / share—10 Jul 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)52.22%-33.93% latest vs average
Highest delivery62.73%on 25 Sept
Average volume (20D)3.29MTrading-session average
Conviction trendWeakening-33.93% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About The Karur Vysya Bank Limited
The Karur Vysya Bank Limited

Karur Vysya Bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations.[1]

IndiaFinancial Services

Questions investors ask
Is The Karur Vysya Bank Limited Shariah compliant?

The Karur Vysya Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (7.63%) complies with AAOIFI threshold (≤ 33%). Non-permissible interest income (157.69%) exceeds 5% threshold.

What is The Karur Vysya Bank Limited's current valuation relative to peers?

The Karur Vysya Bank Limited trades at a P/E of 11.6x compared to the sector median of 16.5x, and a Price-to-Book of 2.2x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 7.2% while net profit growth averaged 9.4%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.