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The Karnataka Bank Limited

The Karnataka Bank Limited

NSE: KTKBANK
Banks - RegionalFinancial ServicesMID CAPMCap ₹12.48k Cr
₹329.85₹-6.10 (-1.82%)

Market Closed • NSE

Market cap₹12.48k Cr
Enterprise value₹10.30k Cr
P/E TTM8.69
Forward P/E6.58
P/B0.94
EPS TTM₹37.95
Forward EPS₹50.15
ROCE6.06%
Dividend yield0.01%
Face value₹10.00
52W high₹345.90
52W low₹170.51
Price chart(1Y)
1Y Return:+19.64% (+₹54.15)
H: ₹345.9L: ₹261.05
1W-2.31%
1M+5.08%
3M+17.26%
6M+34.65%
1Y+91.85%
Today at a glance

Day range

₹324.50₹338.60

52 week range

₹170.51₹345.90
Volume2.35M1.28x 20D avg
Free float50.00%+28.10% volume

The Karnataka Bank Limited closed at INR329.85 (-1.82%) on volume 1.28x its 20-day average, trading 4.64% below its 52-week high.

Technical analysis
RSI (14)51.0Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹10.15High
SMA 20₹329.24BULLISH
SMA 50₹326.27BULLISH
SMA 100₹300.20BULLISH
SMA 200₹261.75BULLISH
CPR bottom₹336.25
Pivot₹336.15
CPR top₹336.05
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +2.7% QoQ

2026-09-15

DIVIDEND Announced

Dividend - Rs 5 Per Share

2025-09-16

DIVIDEND Announced

Dividend - Rs 5 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL1/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio–₹12.48k Cr—≤ 33%PENDING_DATA
Non-halal income ratio–₹12.48k Cr0.00%≤ 5%FAIL
Illiquid assets ratio–₹129.35k Cr—≥ 20%PENDING_DATA
Receivables ratio–₹129.35k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E8.6916.50
Forward P/E6.58—
P/B0.941.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield11.506.10
Growth & profitability
RevenuePAT
FY25PAT margin 27.80%
FY26PAT margin 29.00%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y—
Revenue CAGR 5Y—
PAT CAGR 3Y+1.00%
PAT CAGR 5Y+0.60%
Operating margin43.62%
Net margin41.45%
Financial health & cash flow
Net debt–Moderate
Interest coverage0.00xEBIT / interest
CFO / PAT0.84x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹1.10k Cr
Capital expenditure–
Free cash flow₹1.10k Cr
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall58/100
Valuation75/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 8.7x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Banks - Regional.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

90%60%30%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
27.94%Institutional holding
72.04%Public holding
5Periods available
0.00%Promoter pledged
3.94LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
15 Sept 2026Dividend₹5.00 / share—15 Sept 2026
16 Sept 2025Dividend₹5.00 / share—16 Sept 2025
—Dividend₹5.50 / share—03 Sept 2024
22 Aug 2023Dividend₹5.00 / share—22 Aug 2023
19 Aug 2022Dividend₹4.00 / share—18 Aug 2022
20 Aug 2021Dividend₹1.80 / share—18 Aug 2021
18 Mar 2020Bonus issue1:10 bonus ratio—17 Mar 2020
—Dividend₹3.50 / share—29 Jul 2019
—Dividend₹3.00 / share—11 Jul 2018
—Dividend₹4.00 / share—06 Jul 2017
25 Oct 2016Rights issueRights 1:2 @ Premium Rs 60/- Per Share—24 Oct 2016
—Dividend₹5.00 / share—20 Jul 2016
—Dividend₹5.00 / share—08 Jul 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)53.78%-2.39% latest vs average
Highest delivery65.62%on 21 Sept
Average volume (20D)1.84MTrading-session average
Conviction trendWeakening-2.39% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About The Karnataka Bank Limited
The Karnataka Bank Limited

Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business.[1]

IndiaFinancial Services

Questions investors ask
Is The Karnataka Bank Limited Shariah compliant?

The Karnataka Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Interest-bearing debt or Market Cap data unavailable for ratio screening.

What is The Karnataka Bank Limited's current valuation relative to peers?

The Karnataka Bank Limited trades at a P/E of 8.7x compared to the sector median of 16.5x, and a Price-to-Book of 0.9x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged 0.6%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.