LIC Housing Finance Limited
NSE: LICHSGFINLive • NSE
Day range
52 week range
LIC Housing Finance Limited closed at INR521.00 (-2.29%) on volume 0.55x its 20-day average, trading 12.91% below its 52-week high.
2026-Q2
Q2 FY2026 Financial Results
PAT moved -0.6% QoQ
2026-08-21
DIVIDEND Announced
Dividend - Rs 10 Per Share
2025-08-22
DIVIDEND Announced
Dividend - Rs 10 Per Share
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
Attractive Valuation: P/E of 5.0x trades below sector historical averages
Risks
Elevated Leverage Burden: Debt-to-Equity stands at 6.43x
Bull case
Market Leadership: Established operational scale in Mortgage Finance.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 21 Aug 2026 | Dividend | ₹10.00 / share | — | 21 Aug 2026 |
| 22 Aug 2025 | Dividend | ₹10.00 / share | — | 22 Aug 2025 |
| — | Dividend | ₹9.00 / share | — | 23 Aug 2024 |
| — | Dividend | ₹8.50 / share | — | 18 Aug 2023 |
| — | Dividend | ₹8.50 / share | — | 19 Sept 2022 |
| — | Dividend | ₹8.50 / share | — | 16 Sept 2021 |
| — | Dividend | ₹8.00 / share | — | 17 Sept 2020 |
| — | Dividend | ₹7.60 / share | — | 16 Aug 2019 |
| — | Dividend | ₹6.80 / share | — | 09 Aug 2018 |
| — | Dividend | ₹6.20 / share | — | 08 Aug 2017 |
| — | Dividend | ₹5.50 / share | — | 09 Aug 2016 |
| — | Dividend | ₹5.00 / share | — | 07 Aug 2015 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹11.24L | 15.93 | 1.79% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹10.03L | 18.06 | 0.86% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.89L | 10.32 | 1.81% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹6.11L | 29.36 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹5.03L | 8.37 | 2.54% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.45L | 21.93 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹4.02L | 14.51 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.77L | 27.45 | 0.08% | ₹42,036.90 | — | +39.05% | — |
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
IndiaFinancial Services
Is LIC Housing Finance Limited Shariah compliant?
LIC Housing Finance Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (928.93%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (316.75%) exceeds 5% threshold.
What is LIC Housing Finance Limited's current valuation relative to peers?
LIC Housing Finance Limited trades at a P/E of 5.0x compared to the sector median of 16.5x, and a Price-to-Book of 0.7x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of 6.43x. Interest coverage is 0x.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at 0.5% while net profit growth averaged 3.3%.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.