L&T Finance Limited
NSE: LTFMarket Closed • NSE
Day range
52 week range
L&T Finance Limited closed at INR253.85 (-3.11%) on volume 3.05x its 20-day average, trading 25.03% below its 52-week high.
2026-Q2
Q2 FY2026 Financial Results
PAT moved +11.9% QoQ
2026-05-22
DIVIDEND Announced
Dividend - Rs 2.75 Per Share
2025-05-27
DIVIDEND Announced
Dividend - Rs 2.75 Per Share
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
Attractive Valuation: P/E of 18.6x trades below sector historical averages
Risks
Elevated Leverage Burden: Debt-to-Equity stands at 3.93x
Bull case
Market Leadership: Established operational scale in Credit Services.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 22 May 2026 | Dividend | ₹2.75 / share | — | 22 May 2026 |
| 27 May 2025 | Dividend | ₹2.75 / share | — | 27 May 2025 |
| 18 Jun 2024 | Dividend | ₹2.50 / share | — | 18 Jun 2024 |
| 21 Jul 2023 | Dividend | ₹2.00 / share | — | 21 Jul 2023 |
| 04 Jul 2022 | Dividend | ₹0.50 / share | — | 01 Jul 2022 |
| — | Annual General Meeting | Annual General Meeting | — | 19 Jul 2021 |
| 22 Jan 2021 | Rights issue | Rights 17:74@ Premium Rs 55 Per Share | — | 21 Jan 2021 |
| — | Annual General Meeting | Annual General Meeting | — | 20 Jul 2020 |
| 28 Mar 2020 | Dividend | ₹0.90 / share | — | 26 Mar 2020 |
| — | Dividend | ₹1.00 / share | — | 19 Jul 2019 |
| — | Dividend | ₹1.00 / share | — | 20 Aug 2018 |
| — | Dividend | ₹0.80 / share | — | 18 Aug 2017 |
| — | Dividend | ₹0.80 / share | — | 12 Aug 2016 |
| — | Dividend | ₹0.80 / share | — | 01 Sept 2015 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹11.24L | 15.93 | 1.79% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹10.03L | 18.06 | 0.86% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.89L | 10.32 | 1.81% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹6.11L | 29.36 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹5.03L | 8.37 | 2.54% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.45L | 21.93 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹4.02L | 14.51 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.77L | 27.45 | 0.08% | ₹42,036.90 | — | +39.05% | — |
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.
IndiaFinancial Services
Is L&T Finance Limited Shariah compliant?
L&T Finance Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (173.36%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (156.24%) exceeds 5% threshold.
What is L&T Finance Limited's current valuation relative to peers?
L&T Finance Limited trades at a P/E of 18.6x compared to the sector median of 16.5x, and a Price-to-Book of 2.3x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of 3.93x. Interest coverage is 0x.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at 6.2% while net profit growth averaged 5.1%.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.