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Moneyboxx Finance Limited

Moneyboxx Finance Limited

NSE: MONEYBOXX
Credit ServicesFinancial ServicesSMALL CAPMCap ₹350.8 Cr
₹50.25₹0.88 (+1.78%)

Market Closed • NSE

Market cap₹350.8 Cr
Enterprise value₹872.7 Cr
P/E TTM279.17
P/B1.18
EPS TTM₹0.18
D/E2.28
Dividend yield0.00%
52W high₹91.50
52W low₹35.85
Price chart(1Y)
1Y Return:-27.33% (₹18.90)
H: ₹71.8L: ₹35.85
1W-5.19%
1M-3.18%
3M-10.79%
6M-31.13%
Today at a glance

Day range

₹49.37₹51.83

52 week range

₹35.85₹91.50
Volume20.8K0.40x 20D avg
Free float50.00%-60.20% volume

Moneyboxx Finance Limited closed at INR50.25 (+1.78%) on volume 0.4x its 20-day average, trading 45.08% below its 52-week high.

Technical analysis
RSI (14)45.5Neutral (30–70)
MACDBEARISHBearish (Below signal)
ATR (14)₹3.29High
SMA 20₹52.80BEARISH
SMA 50₹53.72BEARISH
SMA 100₹59.21BEARISH
SMA 200₹62.28BEARISH
CPR bottom₹50.35
Pivot₹50.02
CPR top₹49.70
What changed recently?

2026-Q1

Q1 FY2026 Financial Results

PAT moved +34.3% QoQ

2025-12-15

BONUS Announced

Bonus 1:1

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹668.8 Cr₹350.8 Cr190.63%≤ 33%FAIL
Non-halal income ratio–₹208.2 Cr0.00%≤ 5%PASS
Illiquid assets ratio₹912.4 Cr₹995.3 Cr91.67%≥ 20%PASS
Receivables ratio–₹995.3 Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E279.1716.50
Forward P/E——
P/B1.181.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield0.406.10
Growth & profitability
RevenuePAT
FY23PAT margin -13.80%
FY24PAT margin 7.90%
FY25PAT margin 0.70%
FY26PAT margin 0.60%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+61.50%
Revenue CAGR 5Y—
PAT CAGR 3Y—
PAT CAGR 5Y—
Operating margin0.84%
Net margin1.13%
Financial health & cash flow
Net debt₹585.9 CrModerate
Interest coverage—xEBIT / interest
CFO / PAT-41.01x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-3247.5 Lakh
Capital expenditure–
Free cash flow₹-4982.6 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall35/100
Valuation35/100
Profitability50/100
Financial health20/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Established operational history in the sector

Active institutional participation

Risks

Elevated Leverage Burden: Debt-to-Equity stands at 2.28x

Stretched Valuation: Trading at a high P/E multiple of 279.2x

Bull case

Market Leadership: Established operational scale in Credit Services.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

70%47%23%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
0.01%Institutional holding
53.20%Public holding
5Periods available
0.00%Promoter pledged
4.68KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
15 Dec 2025Bonus issue1:1 bonus ratio—15 Dec 2025
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)75.18%-3.91% latest vs average
Highest delivery100.00%on 18 Sept
Average volume (20D)158.8KTrading-session average
Conviction trendWeakening-3.91% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About Moneyboxx Finance Limited
Moneyboxx Finance Limited

Incorporated in 1994, Moneyboxx Finance Ltd provides small-ticket business loans to micro and small enterprises[1]

IndiaFinancial Services

Questions investors ask
Is Moneyboxx Finance Limited Shariah compliant?

Moneyboxx Finance Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (190.63%) exceeds AAOIFI threshold (≤ 33%).

What is Moneyboxx Finance Limited's current valuation relative to peers?

Moneyboxx Finance Limited trades at a P/E of 279.2x compared to the sector median of 16.5x, and a Price-to-Book of 1.2x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 2.28x. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged consistent levels.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.