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GOLD 24K (10g)₹75,420+0.38%
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Muthoot Capital Services Limited

Muthoot Capital Services Limited

NSE: MUTHOOTCAP
Credit ServicesFinancial ServicesSMALL CAPMCap ₹351.8 Cr
₹213.87₹-3.21 (-1.48%)

Market Closed • NSE

Market cap₹351.8 Cr
Enterprise value₹3.07k Cr
P/E TTM14.68
P/B0.52
EPS TTM₹14.57
D/E4.82
Dividend yield0.00%
52W high₹303.00
52W low₹175.25
Price chart(1Y)
1Y Return:+9.83% (+₹19.15)
H: ₹269L: ₹190.62
1W+1.73%
1M-9.00%
3M-0.45%
6M+2.69%
1Y-21.62%
Today at a glance

Day range

₹208.68₹215.98

52 week range

₹175.25₹303.00
Volume4.7K0.58x 20D avg
Free float50.00%-41.90% volume

Muthoot Capital Services Limited closed at INR213.87 (-1.48%) on volume 0.58x its 20-day average, trading 29.42% below its 52-week high.

Technical analysis
RSI (14)39.6Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹9.30High
SMA 20₹219.51BEARISH
SMA 50₹235.27BEARISH
SMA 100₹223.55BEARISH
SMA 200₹222.46BEARISH
CPR bottom₹217.28
Pivot₹217.21
CPR top₹217.15
What changed recently?

2026-Q1

Q1 FY2026 Financial Results

PAT moved -29.9% QoQ

2017-06-12

BONUS Announced

Bonus 1:10

2016-05-27

AGM Announced

Annual General Meeting

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹3.23k Cr₹351.8 Cr918.82%≤ 33%FAIL
Non-halal income ratio–₹608.5 Cr0.00%≤ 5%PASS
Illiquid assets ratio₹3.69k Cr₹4.06k Cr91.00%≥ 20%PASS
Receivables ratio–₹4.06k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E14.6816.50
Forward P/E——
P/B0.521.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield6.806.10
Growth & profitability
RevenuePAT
FY23PAT margin 18.30%
FY24PAT margin 32.40%
FY25PAT margin 9.70%
FY26PAT margin 1.80%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+12.30%
Revenue CAGR 5Y—
PAT CAGR 3Y-47.80%
PAT CAGR 5Y—
Operating margin14.51%
Net margin9.28%
Financial health & cash flow
Net debt₹2.87k CrModerate
Interest coverage—xEBIT / interest
CFO / PAT-8.23x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-37537.3 Lakh
Capital expenditure–
Free cash flow₹-38612.9 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall48/100
Valuation75/100
Profitability50/100
Financial health20/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Attractive Valuation: P/E of 14.7x trades below sector historical averages

Risks

Elevated Leverage Burden: Debt-to-Equity stands at 4.82x

Bull case

Market Leadership: Established operational scale in Credit Services.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
13 Jun 2017Bonus issue1:10 bonus ratio—12 Jun 2017
—Annual General MeetingAnnual General Meeting—27 May 2016
19 Mar 2016Dividend₹5.50 / share—17 Mar 2016
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)65.27%+6.01% latest vs average
Highest delivery84.10%on 29 Sept
Average volume (20D)8.1KTrading-session average
Conviction trendStrengthening+6.01% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About Muthoot Capital Services Limited
Muthoot Capital Services Limited

Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheelers, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limited was founded in 1994 and is based in Kochi, India.

IndiaFinancial Services

Questions investors ask
Is Muthoot Capital Services Limited Shariah compliant?

Muthoot Capital Services Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (918.82%) exceeds AAOIFI threshold (≤ 33%).

What is Muthoot Capital Services Limited's current valuation relative to peers?

Muthoot Capital Services Limited trades at a P/E of 14.7x compared to the sector median of 16.5x, and a Price-to-Book of 0.5x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 4.82x. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged consistent levels.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.