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The New India Assurance Company Limited

The New India Assurance Company Limited

NSE: NIACL
Insurance - DiversifiedFinancial ServicesLARGE CAPMCap ₹29.59k Cr
₹179.57₹-3.72 (-2.03%)

Market Closed • NSE

Market cap₹29.59k Cr
Enterprise value₹8.31k Cr
P/E TTM38.37
Forward P/E9.28
P/B0.77
EPS TTM₹4.68
Forward EPS₹19.34
ROCE4.29%
Dividend yield0.01%
Face value₹5.00
52W high₹242.60
52W low₹116.97
Price chart(1Y)
1Y Return:+17.52% (+₹26.77)
H: ₹242.6L: ₹147.7
1W-3.98%
1M-8.87%
3M+0.82%
6M+9.39%
1Y-3.94%
Today at a glance

Day range

₹179.03₹184.25

52 week range

₹116.97₹242.60
Volume1.44M0.17x 20D avg
Free float50.00%-83.20% volume

The New India Assurance Company Limited closed at INR179.57 (-2.03%) on volume 0.17x its 20-day average, trading 25.98% below its 52-week high.

Technical analysis
RSI (14)50.4Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹9.52High
SMA 20₹175.03BULLISH
SMA 50₹184.64BEARISH
SMA 100₹178.75BULLISH
SMA 200₹164.40BULLISH
CPR bottom₹183.15
Pivot₹183.20
CPR top₹183.24
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved -141.2% QoQ

2026-07-10

DIVIDEND Announced

Dividend - Rs 1.50 Per Share

2025-09-04

DIVIDEND Announced

Dividend - Rs 1.80 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio–₹29.59k Cr—≤ 33%PENDING_DATA
Non-halal income ratio–₹48.93k Cr0.00%≤ 5%PASS
Illiquid assets ratio₹91.07k Cr₹110.36k Cr82.52%≥ 20%PASS
Receivables ratio–₹110.36k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E38.3716.50
Forward P/E9.28—
P/B0.771.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield2.606.10
Growth & profitability
RevenuePAT
FY24PAT margin 2.50%
FY25PAT margin 2.40%
FY26PAT margin 2.80%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+4.00%
Revenue CAGR 5Y+2.00%
PAT CAGR 3Y+10.80%
PAT CAGR 5Y+4.80%
Operating margin-1.65%
Net margin1.49%
Financial health & cash flow
Net debt–Moderate
Interest coverage—xEBIT / interest
CFO / PAT-3.20x3Y average
Net debt / EBITDA—Leverage
Operating cash flow–
Capital expenditure–
Free cash flow₹-461210.0 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall50/100
Valuation50/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Established operational history in the sector

Active institutional participation

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Insurance - Diversified.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

90%60%30%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
12.19%Institutional holding
2.36%Public holding
5Periods available
0.00%Promoter pledged
1.67LShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
10 Jul 2026Dividend₹1.50 / share—10 Jul 2026
04 Sept 2025Dividend₹1.80 / share—04 Sept 2025
06 Sept 2024Dividend₹2.06 / share—06 Sept 2024
08 Sept 2023Dividend₹1.93 / share—08 Sept 2023
26 Aug 2022Dividend₹0.30 / share—25 Aug 2022
19 Jul 2019Dividend₹1.50 / share—18 Jul 2019
—Annual General MeetingAnnual General Meeting—19 Jul 2018
28 Jun 2018Dividend₹5.00 / share—27 Jun 2018
01 Dec 2017Dividend₹3.75 / share—29 Nov 2017
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)22.23%-4.04% latest vs average
Highest delivery43.14%on 29 Sept
Average volume (20D)8.56MTrading-session average
Conviction trendWeakening-4.04% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About The New India Assurance Company Limited
The New India Assurance Company Limited

New India Assurance Company Ltd is India's largest non-life insurance company. It is promoted by the Government of India (GoI) holding ~86% stake.

IndiaFinancial Services

Questions investors ask
Is The New India Assurance Company Limited Shariah compliant?

The New India Assurance Company Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Interest-bearing debt or Market Cap data unavailable for ratio screening.

What is The New India Assurance Company Limited's current valuation relative to peers?

The New India Assurance Company Limited trades at a P/E of 38.4x compared to the sector median of 16.5x, and a Price-to-Book of 0.8x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 2% while net profit growth averaged 4.8%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.