Satin Creditcare Network Limited
NSE: SATINMarket Closed • NSE
Day range
52 week range
Satin Creditcare Network Limited closed at INR223.87 (+2.98%) on volume 0.3x its 20-day average, trading 18.34% below its 52-week high.
2026-Q2
Q2 FY2026 Financial Results
PAT moved -24.1% QoQ
2020-08-04
RIGHTS Announced
Rights 48:125 @ Premium Rs 50/-
2020-07-28
AGM Announced
Annual General Meeting
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
Attractive Valuation: P/E of 6.0x trades below sector historical averages
Risks
Elevated Leverage Burden: Debt-to-Equity stands at 3.83x
Bull case
Market Leadership: Established operational scale in Credit Services.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Ownership distribution
Category trends
Hover over a period for exact holdings
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 05 Aug 2020 | Rights issue | Rights 48:125 @ Premium Rs 50/- | — | 04 Aug 2020 |
| — | Annual General Meeting | Annual General Meeting | — | 28 Jul 2020 |
| — | Annual General Meeting | Annual General Meeting | — | 27 Jun 2019 |
| — | Annual General Meeting | Annual General Meeting | — | 28 Jun 2018 |
| — | Annual General Meeting | Annual General Meeting | — | 28 Jun 2017 |
| — | Annual General Meeting | Annual General Meeting | — | 21 Jul 2016 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹10.90L | 15.46 | 1.88% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹9.73L | 17.52 | 0.89% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.85L | 10.28 | 1.85% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹5.97L | 29.48 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹4.99L | 8.30 | 2.64% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.39L | 21.62 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹3.92L | 14.16 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.78L | 27.54 | 0.08% | ₹42,036.90 | — | +39.05% | — |
Satin Network Limited (SCNL) is a leading microfinance institution (MFI) with presence in 23 states & union territory and 95,000 villages. The company offers a bouquet of financial products in the Non‐MFI segment (comprising loans to MSMEs), a housing finance subsidiary, and business correspondent services and similar services to other financial Institutions through Taraashna Financial Services Limited (TFSL), a business correspondent company and a 100% subsidiary of SCNL.[1]
IndiaFinancial Services
Is Satin Creditcare Network Limited Shariah compliant?
Satin Creditcare Network Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (446.39%) exceeds AAOIFI threshold (≤ 33%).
What is Satin Creditcare Network Limited's current valuation relative to peers?
Satin Creditcare Network Limited trades at a P/E of 6.0x compared to the sector median of 17.1x, and a Price-to-Book of 0.9x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of 3.83x. Interest coverage is comfortable.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at 4% while net profit growth averaged -4.7%.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-09. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.