The South Indian Bank Limited
NSE: SOUTHBANKLive • NSE
Day range
52 week range
The South Indian Bank Limited closed at INR51.48 (+3.71%) on volume 4.17x its 20-day average, trading 1.15% below its 52-week high.
2026-Q2
Q2 FY2026 Financial Results
PAT moved -7.1% QoQ
2026-08-13
DIVIDEND Announced
Dividend - Re 0.45 Per Share
2025-08-13
DIVIDEND Announced
Dividend - Rs 0.40 Per Share
Revenue and PAT bars use independent scales to make their year-on-year direction readable.
Complete reported financial history · Values use the company's reporting currency
Hover over the chart for exact reported values. Percentage lines use the right-hand axis.
A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.
Strengths
High Cash Flow Conversion: CFO/PAT averaged 1.3x over last 3 years
Attractive Valuation: P/E of 8.9x trades below sector historical averages
Risks
Subject to cyclical raw material and macro industry pressures
Bull case
Market Leadership: Established operational scale in Banks - Regional.
Bear case
Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.
Flip condition
Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.
Ownership distribution
Category trends
Hover over a period for exact holdings
Complete dividend, bonus, split, rights and other action history
| Record date | Corporate action | Information | Announcement date | Ex-date |
|---|---|---|---|---|
| 13 Aug 2026 | Dividend | ₹0.45 / share | — | 13 Aug 2026 |
| 13 Aug 2025 | Dividend | ₹0.40 / share | — | 13 Aug 2025 |
| — | Dividend | ₹0.30 / share | — | 20 Aug 2024 |
| 27 Feb 2024 | Rights issue | Rights 1:4 @ Premium Rs 21/- | — | 27 Feb 2024 |
| — | Dividend | ₹0.30 / share | — | 17 Aug 2023 |
| — | Annual General Meeting | Annual General Meeting | — | 04 Jul 2022 |
| — | Annual General Meeting | Annual General Meeting | — | 10 Aug 2021 |
| — | Extra Ordinary General Meeting | Extra Ordinary General Meeting | — | 15 Mar 2021 |
| — | Annual General Meeting | Annual General Meeting | — | 21 Sept 2020 |
| — | Dividend | ₹0.25 / share | — | 09 Jul 2019 |
| — | Dividend | ₹0.40 / share | — | 03 Jul 2018 |
| — | Dividend | ₹0.40 / share | — | 03 Jul 2017 |
| 17 Feb 2017 | Rights issue | Rights 1:3 @ Premium Rs 13/- Per Share | — | 16 Feb 2017 |
| — | Dividend | ₹0.50 / share | — | 30 Jun 2016 |
| — | Dividend | ₹0.60 / share | — | 07 Jul 2015 |
Traded volume and delivery percentage across the latest 20 sessions
Compare valuation, latest quarterly performance and year-on-year growth
| Company name | Market cap ₹ Cr | P/E ratio | Dividend yield % | Quarterly sales ₹ Cr | Profit after tax ₹ Cr | Sales growth % | Profit growth % |
|---|---|---|---|---|---|---|---|
 HDFC Bank LimitedHDFCBANK Open analysis | ₹11.21L | 15.89 | 1.83% | ₹46,355.55 | ₹19,059.72 | -45.69% | +17.23% |
 ICICI Bank LimitedICICIBANK Open analysis | ₹9.98L | 17.96 | 0.90% | ₹32,960.41 | ₹16,276.00 | -35.98% | +12.59% |
 State Bank of IndiaSBIN Open analysis | ₹8.86L | 10.29 | 1.82% | ₹62,915.13 | ₹25,121.00 | -29.09% | +13.56% |
 Bajaj Finance LimitedBAJFINANCE Open analysis | ₹6.01L | 28.86 | 0.56% | ₹13,929.00 | ₹6,081.00 | +17.62% | +27.62% |
 Life Insurance Corporation of IndiaLICI Open analysis | ₹4.98L | 8.29 | 2.54% | ₹2.40L | ₹13,584.00 | +6.76% | +24.00% |
 Kotak Mahindra Bank LimitedKOTAKBANK Open analysis | ₹4.46L | 21.96 | 0.15% | ₹11,266.63 | ₹5,480.00 | -41.22% | +22.54% |
 Axis Bank LimitedAXISBANK Open analysis | ₹4.01L | 14.48 | 0.08% | ₹21,381.52 | ₹7,114.00 | -3.52% | +22.53% |
 Bajaj Finserv Ltd.BAJAJFINSV Open analysis | ₹2.77L | 27.50 | 0.08% | ₹42,036.90 | — | +39.05% | — |
Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business.[1]
IndiaFinancial Services
Is The South Indian Bank Limited Shariah compliant?
The South Indian Bank Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bbanks?\b/i Debt to Market Cap (29.12%) complies with AAOIFI threshold (≤ 33%). Non-permissible interest income (180.8%) exceeds 5% threshold.
What is The South Indian Bank Limited's current valuation relative to peers?
The South Indian Bank Limited trades at a P/E of 8.9x compared to the sector median of 16.7x, and a Price-to-Book of 1.1x.
Is the company financially healthy?
The company has a Debt-to-Equity ratio of zero debt. Interest coverage is 0x.
What are the historical revenue and profit growth rates?
Over the past 5 years, revenue compounded at steady rates while net profit growth averaged 6.3%.
Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.
Market data may be delayed. Quote date: 2026-10-15. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.