Pulse
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
Sundaram Finance Limited

Sundaram Finance Limited

NSE: SUNDARMFIN
Credit ServicesFinancial ServicesLARGE CAPMCap ₹45.34k Cr
₹4,113.60₹3.00 (+0.07%)

Market Closed • NSE

Market cap₹45.34k Cr
Enterprise value₹104.15k Cr
P/E TTM20.43
Forward P/E18.58
P/B3.07
EPS TTM₹201.39
Forward EPS₹221.42
ROCE9.44%
D/E4.09
Dividend yield0.01%
Face value₹10.00
52W high₹5,642.00
52W low₹4,000.00
Price chart(1Y)
1Y Return:+0.20% (+₹8.20)
H: ₹4,965.3L: ₹4,000
1W-3.63%
1M-12.53%
3M-7.79%
6M-17.62%
1Y-6.71%
Today at a glance

Day range

₹4,095.30₹4,159.30

52 week range

₹4,000.00₹5,642.00
Volume40.3K0.82x 20D avg
Free float50.00%-17.70% volume

Sundaram Finance Limited closed at INR4113.60 (+0.07%) on volume 0.82x its 20-day average, trading 27.09% below its 52-week high.

Technical analysis
RSI (14)28.4Oversold
MACDBEARISHBearish (Below signal)
ATR (14)₹126.87High
SMA 20₹4,502.46BEARISH
SMA 50₹4,559.46BEARISH
SMA 100₹4,491.94BEARISH
SMA 200₹4,760.55BEARISH
CPR bottom₹4,225.50
Pivot₹4,187.20
CPR top₹4,148.90
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +14.8% QoQ

2026-07-06

DIVIDEND Announced

Dividend - Rs 24 Per Share

2026-02-06

DIVIDEND Announced

Interim Dividend - Rs 16 Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL2/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹60.76k Cr₹45.34k Cr134.02%≤ 33%FAIL
Non-halal income ratio₹8.28k Cr₹4.94k Cr167.36%≤ 5%FAIL
Illiquid assets ratio₹84.28k Cr₹85.80k Cr98.23%≥ 20%PASS
Receivables ratio–₹85.80k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E20.4317.10
Forward P/E18.58—
P/B3.071.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield4.905.80
Growth & profitability
RevenuePAT
FY24PAT margin 39.60%
FY25PAT margin 44.80%
FY26PAT margin 41.60%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y—
Revenue CAGR 5Y+6.40%
PAT CAGR 3Y+3.10%
PAT CAGR 5Y+7.50%
Operating margin60.55%
Net margin46.09%
Financial health & cash flow
Net debt₹59.24k CrModerate
Interest coverage0.00xEBIT / interest
CFO / PAT-3.46x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-589222.0 Lakh
Capital expenditure–
Free cash flow₹-595464.0 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall48/100
Valuation60/100
Profitability65/100
Financial health20/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Established operational history in the sector

Active institutional participation

Risks

Elevated Leverage Burden: Debt-to-Equity stands at 4.09x

Bull case

Market Leadership: Established operational scale in Credit Services.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

60%40%20%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
26.54%Institutional holding
35.44%Public holding
5Periods available
0.00%Promoter pledged
46.08KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
06 Jul 2026Dividend₹24.00 / share—06 Jul 2026
06 Feb 2026Dividend₹16.00 / share—06 Feb 2026
09 Jul 2025Dividend₹21.00 / share—09 Jul 2025
07 Feb 2025Dividend₹14.00 / share—07 Feb 2025
—Dividend₹16.00 / share—31 Jul 2024
16 Feb 2024Dividend₹14.00 / share—16 Feb 2024
—Dividend₹15.00 / share—05 Jul 2023
17 Feb 2023Dividend₹12.00 / share—17 Feb 2023
—Dividend₹10.00 / share—08 Jul 2022
18 Feb 2022Dividend₹10.00 / share—17 Feb 2022
—Dividend₹6.00 / share—24 Aug 2021
03 Feb 2021Dividend₹12.00 / share—02 Feb 2021
—Dividend₹3.00 / share—02 Jul 2020
21 Feb 2020Dividend₹10.00 / share—18 Feb 2020
—Dividend₹5.00 / share—03 Jul 2019
12 Feb 2019Dividend₹5.00 / share—11 Feb 2019
—Dividend₹7.00 / share—04 Jul 2018
11 May 2018Dividend₹5.00 / share—10 May 2018
02 Feb 2018Scheme Of ArrangementScheme Of Arrangement—01 Feb 2018
—Dividend₹6.50 / share—04 Jul 2017
02 Mar 2017Dividend₹5.00 / share—01 Mar 2017
—Dividend₹1.00 / share—05 Jul 2016
18 Mar 2016Dividend₹5.50 / share—17 Mar 2016
10 Feb 2016Dividend₹4.50 / share—09 Feb 2016
—Dividend₹6.00 / share—07 Jul 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)55.43%-1.47% latest vs average
Highest delivery68.96%on 18 Sept
Average volume (20D)49.9KTrading-session average
Conviction trendWeakening-1.47% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹10.90L15.461.88%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹9.73L17.520.89%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.85L10.281.85%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹5.97L29.480.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹4.99L8.302.64%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.39L21.620.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹3.92L14.160.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.78L27.540.08%₹42,036.90—+39.05%—
About Sundaram Finance Limited
Sundaram Finance Limited

Sundaram Finance is a registered deposit taking NBFC established in 1954. The Co. is engaged in retail finance across multiple domains like Vehicle finance, Home Finance, Mutual Funds, General insurance and Financial service distribution [1]

IndiaFinancial Services

Questions investors ask
Is Sundaram Finance Limited Shariah compliant?

Sundaram Finance Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (134.02%) exceeds AAOIFI threshold (≤ 33%). Non-permissible interest income (167.36%) exceeds 5% threshold.

What is Sundaram Finance Limited's current valuation relative to peers?

Sundaram Finance Limited trades at a P/E of 20.4x compared to the sector median of 17.1x, and a Price-to-Book of 3.1x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 4.09x. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at 6.4% while net profit growth averaged 7.5%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-09. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.