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NIFTY 5024,980.40+0.35%
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GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
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Team India Guaranty Limited

Team India Guaranty Limited

NSE: TEAMGTY
Asset ManagementFinancial ServicesSMALL CAPMCap ₹218.6 Cr
₹243.02₹7.27 (+3.08%)

Market Closed • NSE

Market cap₹218.6 Cr
Enterprise value₹207.9 Cr
P/E TTM200.84
P/B4.84
EPS TTM₹1.21
Dividend yield0.00%
Face value₹10.00
52W high₹332.55
52W low₹210.00
Price chart(1Y)
1Y Return:-3.18% (₹7.98)
H: ₹262.11L: ₹210
1W+2.91%
1M+1.93%
3M+5.12%
6M-6.58%
1Y-3.14%
Today at a glance

Day range

₹235.00₹249.60

52 week range

₹210.00₹332.55
Volume1.6K2.94x 20D avg
Free float50.00%+194.00% volume

Team India Guaranty Limited closed at INR243.02 (+3.08%) on volume 2.94x its 20-day average, trading 26.92% below its 52-week high.

Technical analysis
RSI (14)58.4Neutral (30–70)
MACDBEARISHBearish (Below signal)
ATR (14)₹8.63High
SMA 20₹237.81BULLISH
SMA 50₹233.36BULLISH
SMA 100₹235.11BULLISH
SMA 200₹250.38BEARISH
CPR bottom₹236.75
Pivot₹236.41
CPR top₹236.08
What changed recently?

2026-Q1

Q1 FY2026 Financial Results

PAT moved -493% QoQ

2023-06-21

AGM Announced

Annual General Meeting

2022-06-15

AGM Announced

Annual General Meeting

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL3/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio–₹218.6 Cr—≤ 33%PENDING_DATA
Non-halal income ratio–₹5.0 Cr0.00%≤ 5%PASS
Illiquid assets ratio₹44.7 Cr₹49.5 Cr90.29%≥ 20%PASS
Receivables ratio–₹49.5 Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E200.8417.10
Forward P/E——
P/B4.841.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield0.505.80
Growth & profitability
RevenuePAT
FY02PAT margin —
FY03PAT margin —
FY23PAT margin 189.20%
FY24PAT margin 57.00%
FY25PAT margin 70.70%
FY26PAT margin 14.30%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+116.20%
Revenue CAGR 5Y—
PAT CAGR 3Y-8.50%
PAT CAGR 5Y+5.40%
Operating margin26.42%
Net margin15.54%
Financial health & cash flow
Net debt–Moderate
Interest coverage—xEBIT / interest
CFO / PAT-8.05x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-3699.0 Lakh
Capital expenditure–
Free cash flow₹-3702.7 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall45/100
Valuation35/100
Profitability50/100
Financial health50/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Established operational history in the sector

Active institutional participation

Risks

Stretched Valuation: Trading at a high P/E multiple of 200.8x

Bull case

Market Leadership: Established operational scale in Asset Management.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

80%53%27%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
2.14%Institutional holding
22.96%Public holding
5Periods available
0.00%Promoter pledged
19.87KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
—Annual General MeetingAnnual General Meeting—21 Jun 2023
—Annual General MeetingAnnual General Meeting—15 Jun 2022
—Annual General MeetingAnnual General Meeting—14 Sept 2021
—Annual General MeetingAnnual General Meeting—16 Sept 2020
—Annual General MeetingAnnual General Meeting—18 Sept 2019
—Annual General MeetingAnnual General Meeting—18 Sept 2018
—Annual General MeetingAnnual General Meeting—19 Sept 2017
—Annual General MeetingAnnual General Meeting—21 Sept 2016
—Annual General MeetingAnnual General Meeting—15 Sept 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)83.80%-8.62% latest vs average
Highest delivery99.84%on 29 Sept
Average volume (20D)553.7Trading-session average
Conviction trendWeakening-8.62% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹10.90L15.461.88%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹9.73L17.520.89%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.85L10.281.85%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹5.97L29.480.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹4.99L8.302.64%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.39L21.620.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹3.92L14.160.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.78L27.540.08%₹42,036.90—+39.05%—
About Team India Guaranty Limited
Team India Guaranty Limited

Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.

IndiaFinancial Services

Questions investors ask
Is Team India Guaranty Limited Shariah compliant?

Team India Guaranty Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Interest-bearing debt or Market Cap data unavailable for ratio screening.

What is Team India Guaranty Limited's current valuation relative to peers?

Team India Guaranty Limited trades at a P/E of 200.8x compared to the sector median of 17.1x, and a Price-to-Book of 4.8x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of zero debt. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged 5.4%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-09. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.