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Tourism Finance Corporation of India Limited

Tourism Finance Corporation of India Limited

NSE: TFCILTD
Credit ServicesFinancial ServicesMID CAPMCap ₹7.21k Cr
₹155.69₹-2.13 (-1.35%)

Market Closed • NSE

Market cap₹7.21k Cr
Enterprise value₹8.33k Cr
P/E TTM46.75
Forward P/E13.34
P/B5.49
EPS TTM₹3.33
Forward EPS₹11.67
ROCE10.40%
D/E0.82
Dividend yield0.00%
Face value₹2.00
52W high₹161.95
52W low₹51.00
Price chart(1Y)
1Y Return:+108.48% (+₹81.01)
H: ₹161.95L: ₹73.37
1W+2.58%
1M+11.96%
3M+87.10%
6M+109.80%
1Y+111.85%
Today at a glance

Day range

₹154.74₹159.86

52 week range

₹51.00₹161.95
Volume6.58M0.44x 20D avg
Free float50.00%-56.00% volume

Tourism Finance Corporation of India Limited closed at INR155.69 (-1.35%) on volume 0.44x its 20-day average, trading 3.87% below its 52-week high.

Technical analysis
RSI (14)64.4Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹5.74High
SMA 20₹145.71BULLISH
SMA 50₹138.44BULLISH
SMA 100₹110.41BULLISH
SMA 200₹90.05BULLISH
CPR bottom₹159.18
Pivot₹158.72
CPR top₹158.27
What changed recently?

2026-Q1

Q1 FY2026 Financial Results

PAT moved +0.7% QoQ

2026-08-14

DIVIDEND Announced

Dividend - Re 0.60 Per Share

2025-09-19

DIVIDEND Announced

Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
FAIL4/4 criteria
Non-Compliant (Business Activity)
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹1.08k Cr₹7.21k Cr14.95%≤ 33%PASS
Non-halal income ratio–₹257.7 Cr0.00%≤ 5%PASS
Illiquid assets ratio₹2.36k Cr₹2.41k Cr97.88%≥ 20%PASS
Receivables ratio–₹2.41k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E46.7516.50
Forward P/E13.34—
P/B5.491.60
EV/EBITDA—18.00
PEG—0.50
Earnings yield2.106.10
Growth & profitability
RevenuePAT
FY21PAT margin —
FY22PAT margin —
FY23PAT margin 38.90%
FY24PAT margin 40.40%
FY25PAT margin 46.70%
FY26PAT margin 47.90%

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y+4.50%
Revenue CAGR 5Y—
PAT CAGR 3Y+12.00%
PAT CAGR 5Y+8.80%
Operating margin89.21%
Net margin67.82%
Financial health & cash flow
Net debt₹1.03k CrModerate
Interest coverage—xEBIT / interest
CFO / PAT0.01x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-4627.6 Lakh
Capital expenditure–
Free cash flow₹-4632.2 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall60/100
Valuation50/100
Profitability65/100
Financial health65/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Established operational history in the sector

Active institutional participation

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Credit Services.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

100%67%33%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
2.82%Institutional holding
93.33%Public holding
5Periods available
0.00%Promoter pledged
76.03KShareholders
Corporate Action

Complete dividend, bonus, split, rights and other action history

Record dateCorporate actionInformationAnnouncement dateEx-date
14 Aug 2026Dividend₹0.60 / share—14 Aug 2026
19 Sept 2025Dividend₹10.00 / share—19 Sept 2025
14 Aug 2025Dividend₹3.00 / share—14 Aug 2025
—Dividend₹2.50 / share—07 Aug 2024
—Dividend₹2.40 / share—11 Aug 2023
—Dividend₹1.20 / share—09 Sept 2022
—Dividend₹0.80 / share—21 Sept 2021
—Annual General MeetingAnnual General Meeting—06 Aug 2020
—Dividend₹2.20 / share—01 Aug 2019
—Dividend₹2.00 / share—02 Aug 2018
—Dividend₹2.00 / share—14 Sept 2017
—Dividend₹0.80 / share—15 Sept 2016
17 Dec 2015Dividend₹1.00 / share—16 Dec 2015
—Dividend₹0.80 / share—10 Sept 2015
24 Mar 2015Dividend₹1.00 / share—23 Mar 2015
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)41.64%+1.04% latest vs average
Highest delivery60.20%on 24 Sept
Average volume (20D)14.96MTrading-session average
Conviction trendStrengthening+1.04% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
HDFC Bank Limited
HDFC Bank LimitedHDFCBANK
Open analysis
₹11.24L15.931.79%₹46,355.55₹19,059.72-45.69%+17.23%
ICICI Bank Limited
ICICI Bank LimitedICICIBANK
Open analysis
₹10.03L18.060.86%₹32,960.41₹16,276.00-35.98%+12.59%
State Bank of India
State Bank of IndiaSBIN
Open analysis
₹8.89L10.321.81%₹62,915.13₹25,121.00-29.09%+13.56%
Bajaj Finance Limited
Bajaj Finance LimitedBAJFINANCE
Open analysis
₹6.11L29.360.56%₹13,929.00₹6,081.00+17.62%+27.62%
Life Insurance Corporation of India
Life Insurance Corporation of IndiaLICI
Open analysis
₹5.03L8.372.54%₹2.40L₹13,584.00+6.76%+24.00%
Kotak Mahindra Bank Limited
Kotak Mahindra Bank LimitedKOTAKBANK
Open analysis
₹4.45L21.930.15%₹11,266.63₹5,480.00-41.22%+22.54%
Axis Bank Limited
Axis Bank LimitedAXISBANK
Open analysis
₹4.02L14.510.08%₹21,381.52₹7,114.00-3.52%+22.53%
Bajaj Finserv Ltd.
Bajaj Finserv Ltd.BAJAJFINSV
Open analysis
₹2.77L27.450.08%₹42,036.90—+39.05%—
About Tourism Finance Corporation of India Limited
Tourism Finance Corporation of India Limited

Tourism Finance Corporation of India Ltd provides financial assistance to the tourism sector comprising hotels, resorts, restaurants, food courts, amusement parks, ropeways, multiplexes, etc. [1]

IndiaFinancial Services

Questions investors ask
Is Tourism Finance Corporation of India Limited Shariah compliant?

Tourism Finance Corporation of India Limited is currently screened as Non-Compliant (Business Activity) under AAOIFI Shariah Standard No. 21. Business activity in non-permissible sector: /\bfinancial services\b/i Debt to Market Cap (14.95%) complies with AAOIFI threshold (≤ 33%).

What is Tourism Finance Corporation of India Limited's current valuation relative to peers?

Tourism Finance Corporation of India Limited trades at a P/E of 46.8x compared to the sector median of 16.5x, and a Price-to-Book of 5.5x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 0.82x. Interest coverage is comfortable.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged 8.8%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.