Pulse
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
NIFTY 5024,980.40+0.35%
SENSEX81,720.10+0.28%
NIFTY SHARIAH 254,850.15+0.42%
GOLD 24K (10g)₹75,420+0.38%
SILVER (1kg)₹88,400-0.12%
ACTIVE IPOS8 Open+38% GMP
TCS₹4,124.50+1.18%
INFY₹1,892.40+1.22%
USD/INR₹83.92-0.04%
Saraswati Commercial (India) Limited

Saraswati Commercial (India) Limited

NSE: ZSARACOM
Financial ConglomeratesFinanceSMALL CAPMCap ₹1.07k Cr
₹9,805.00₹-85.00 (-0.86%)

Market Closed • NSE

Market cap₹1.07k Cr
Enterprise value₹1.09k Cr
P/E TTM7.66
P/B0.98
EPS TTM₹1,279.67
ROCE10.90%
D/E0.01
Dividend yield0.00%
Face value₹10.00
52W high₹13,418.00
52W low₹9,605.00
Price chart(1Y)
1Y Return:+0.00% (+₹0.00)
H: ₹14,400L: ₹9,000
1W+1.40%
1M-5.16%
3M-5.15%
Today at a glance

Day range

₹9,701.00₹9,890.00

52 week range

₹9,605.00₹13,418.00
Volume50.22x 20D avg
Free float50.00%-77.70% volume

Saraswati Commercial (India) Limited closed at INR9805.00 (-0.86%) on volume 0.22x its 20-day average, trading 26.93% below its 52-week high.

Technical analysis
RSI (14)42.9Neutral (30–70)
MACDBULLISHBullish (Above signal)
ATR (14)₹423.01High
SMA 20₹10,056.15BEARISH
SMA 50₹10,875.30BEARISH
SMA 100₹10,609.66BEARISH
SMA 200—N/A
CPR bottom₹10,025.00
Pivot₹9,980.00
CPR top₹9,935.00
What changed recently?

2026-Q2

Q2 FY2026 Financial Results

PAT moved +500% QoQ

Shariah audit
Methodology: AAOIFI Shariah Standard No. 21
PASS4/4 criteria
Shariah Compliant
CriteriaNumeratorDenominatorValueThresholdStatus
Interest-bearing debt ratio₹11.8 Cr₹1.07k Cr1.10%≤ 33%PASS
Non-halal income ratio–₹1.07k Cr0.00%≤ 5%PASS
Illiquid assets ratio–₹1.22k Cr—≥ 20%PASS
Receivables ratio–₹1.22k Cr—≤ 49%PASS
Valuation & sector context
MetricCompanySector
P/E7.6610.10
Forward P/E——
P/B0.980.90
EV/EBITDA—18.00
PEG—1.50
Earnings yield13.109.90
Growth & profitability
RevenuePAT
FY21PAT margin —
FY22PAT margin —
FY23PAT margin —
FY24PAT margin —
FY25PAT margin —
FY26PAT margin —

Revenue and PAT bars use independent scales to make their year-on-year direction readable.

Revenue CAGR 3Y—
Revenue CAGR 5Y—
PAT CAGR 3Y+97.20%
PAT CAGR 5Y+34.40%
Operating margin98.37%
Net margin80.14%
Financial health & cash flow
Net debt₹11.8 CrModerate
Interest coverage0.00xEBIT / interest
CFO / PAT-0.29x3Y average
Net debt / EBITDA—Leverage
Operating cash flow₹-11400.0 Lakh
Capital expenditure–
Free cash flow₹-11400.0 Lakh
Financial statements

Complete reported financial history · Values use the company's reporting currency

Hover over the chart for exact reported values. Percentage lines use the right-hand axis.

Fundamental scorecard
Overall73/100
Valuation75/100
Profitability65/100
Financial health80/100

A 0–100 quantitative summary of reported fundamentals. Use the underlying financials and risks for context; the score is not a buy or sell recommendation.

Strengths, risks & investment thesis

Strengths

Low Debt Profile: Debt-to-Equity is comfortable at 0.01x

Attractive Valuation: P/E of 7.7x trades below sector historical averages

Risks

Subject to cyclical raw material and macro industry pressures

Bull case

Market Leadership: Established operational scale in Financial Conglomerates.

Bear case

Macro Headwinds: Fluctuations in interest rates and sector-specific policy shifts could compress multiples.

Flip condition

Sustained quarterly EBITDA margin expansion above 20% would trigger an upgrade.

Shareholding pattern
Quarterly ownership historyLatest valid period · December 2025

Ownership distribution

Dec 2025Latest holding

Category trends

Hover over a period for exact holdings

80%53%27%0%Sept 2024Dec 2024Jun 2025Sept 2025Dec 2025
0.00%Institutional holding
25.12%Public holding
5Periods available
0.00%Promoter pledged
2.91KShareholders
Delivery participation

Traded volume and delivery percentage across the latest 20 sessions

Average delivery (20D)77.68%+22.32% latest vs average
Highest delivery100.00%on 18 Sept
Average volume (20D)22.4Trading-session average
Conviction trendStrengthening+22.32% latest reading
Traded volumeDelivery %
Peer comparison

Compare valuation, latest quarterly performance and year-on-year growth

8 companies
Company nameMarket cap ₹ CrP/E ratioDividend yield %Quarterly sales ₹ CrProfit after tax ₹ CrSales growth %Profit growth %
A. K. Capital Services Limited
A. K. Capital Services LimitedAKCAPIT
Open analysis
₹1,157.6410.121.93%—₹28.00—+16.67%
Saraswati Commercial (India) Limited
Saraswati Commercial (India) LimitedZSARACOM
Current stock
₹1,074.567.660.00%—₹64.00—+166.67%
Tamboli Industries Limited
Tamboli Industries LimitedTAMBOLIIN
Open analysis
₹359.0033.7939.00%————
National Standard (India) Limited
National Standard (India) LimitedNATIONSTD
Open analysis
₹211.8018.880.00%————
RSD Finance Limited
RSD Finance LimitedRSDFIN
Open analysis
₹108.146.790.00%—₹6.99—-10.84%
Pioneer Investcorp Limited
Pioneer Investcorp LimitedPIONRINV
Open analysis
₹65.304.570.00%₹6.70₹1.98-56.24%-45.15%
Aarnav Fashions Limited
Aarnav Fashions LimitedAARNAV
Open analysis
——0.00%————
Elcid Investments Limited
Elcid Investments LimitedELCIDIN
Open analysis
——0.00%————
About Saraswati Commercial (India) Limited
Saraswati Commercial (India) Limited

Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]

IndiaFinance

Questions investors ask
Is Saraswati Commercial (India) Limited Shariah compliant?

Saraswati Commercial (India) Limited is currently screened as Shariah Compliant under AAOIFI Shariah Standard No. 21. Business activities align with Shariah permissible sectors. Debt to Market Cap (1.1%) complies with AAOIFI threshold (≤ 33%).

What is Saraswati Commercial (India) Limited's current valuation relative to peers?

Saraswati Commercial (India) Limited trades at a P/E of 7.7x compared to the sector median of 10.1x, and a Price-to-Book of 1.0x.

Is the company financially healthy?

The company has a Debt-to-Equity ratio of 0.01x. Interest coverage is 0x.

What are the historical revenue and profit growth rates?

Over the past 5 years, revenue compounded at steady rates while net profit growth averaged 34.4%.

Market data is informational and may be delayed. Shariah screening follows the displayed methodology. This is not investment advice.

Market data may be delayed. Quote date: 2026-10-16. Financial figures relate to their stated reporting periods. This information is for research and is not a recommendation to buy or sell.